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Unfortunately, for every Russ Leatherman, there are thousands of small business owners who are not nearly as fortunate. Often these eager entrepreneurs have much more limited access to personal credit, and when they do max out their own personal credit options, they wind up owing thousands of dollars usually financed at double-digit interest rates for expenses related to a business venture that never even had a chance to get off the ground. Some Bills.com readers who have bad credit mention unsecured loans as a means of consolidating their debt. Some lenders will provide what's called revolving credit or a line of credit. This is a loan that borrowers can draw down when needed and pay back when it works for them. Credit cards are a form of revolving credit, as are home equity lines of credit (HELOCs). Convenient online applications
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