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Collection Practice and Implications of Late or Non-Payment If you have a Wells Fargo Time Account (CD) or savings account, you can use it as collateral for a personal loan to get a lower annual percentage rate (compared to an unsecured loan) without touching your savings. Please note the amount in your collateral account equal to the full amount of the loan will not be available for use until the Time Account (CD)/Savings Secured Loan is paid in full. You can use our instant payday loan program to meet all of your financial obligations without waiting until your next payday. You can save money with our program because when you pay your bills on time you avoid late fees and penalties. Our re-payment terms are reasonable and fit your budget.
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Rating. Having several accounts with long histories of timely payment should have a positive influence of your credit rating. Payment history 3. Check-N-Go is well known for their great customer service and educating their borrowers.
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