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Traditional options when you need money fast can be pretty unappealing; borrowing from friends can be awkward, going without essentials can be tough, and missing out is just no fun. Stafford Loans are available for undergraduate and graduate studies, with a maximum yearly award of $20,500 per graduate student.ĐÂ Undergraduate students who include parental information on their FAFSA are considered “dependent” students.ĐÂ If you are an “independent” student, yourparents’ income is not factored into your FAFSA, and your annual Stafford Loan limits are higher. A: In these conditions the best option you have is to apply for Federal aid, since this is the only source that is least bothered by you bad credit history and the lack of a co-signer for your student loan. It is important that you first consume all your sources of federal loans and grants and only approach the private student lenders when there is no other option left. To update your password, log in to your member account by typing in your email and password. Once there, click on the "change password" link and type in a new password and click the "submit" button to save your new password. You can now access the site with your new password.
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